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So Fi is known for having the quickest turnaround time in the industry.Other lenders can take months to complete the consolidation process.Unfortunately, our nation’s education system, politicians, and students haven’t figured out a solution.In short, when you refinance your student loans, your new lender will pay off your old loans and issue you a new one.Going back to its roots, South East Bank decided that a refinancing and consolidation product that was available to a broader market could help many of its student loan borrowers payoff their debt. The company offers variable rates as low as 2.69% and fixed rates as low as 3.09%.At this time, ELFI offers 5, 7, 10, 15, and 20-year term length options.

Typically, So Fi borrowers also have a great credit history and enough income to cover monthly expenses as well as student loan payments.

There are many benefits to using ELFI to refinance your student loans.

The first benefit is that the company's loans are accessible to more borrowers since the minimum qualifications for applicants are quite reasonable.

How did So Fi cement itself as the leader in the industry? As of this writing, So Fi currently offers refinancing rates as low as 2.58% for variable rates and 3.25% for fixed rates.

The rates cap out at 7.07% and 7.24%, respectively.

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  1. Note All lenders refinance and consolidate both federal and/or private student loans *Citizens Bank Disclosure *College Ave's maximum loan amount is $250,000 for.

  2. Get the private student loan that fits your life. Looking to make financing your education easy and affordable? Ask a Citizen. Our Citizens Bank Student Loan® for.

  3. Did you know that you can save money on your student loans by refinancing? We compared the best student loan refinancing and consolidation companies!

  4. Loan Consolidation. Consolidating your student loans can save you tens of thousands of dollars over the life of your loans. Call us now for more details.

  5. The best private student loans offer low rates, rate discounts and a variety of incentives. Here are nine lenders, ranked from best to worst.

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